Finding the right UK Loan for which to apply is a daunting task. Calling various companies, searching their websites, and ardently comparing fees and policies can take forever, and let's face it: we have better things to do. But short of picking the first one you happen upon, what else is there to be done?

Top 3 Loans takes the hard work away from you. We select from our vast database of deals so you can find the best one suited to your needs. Using our search tool you can narrow the results down to the Top 3 in your criteria; Then all you need to do is pick the one you like best. No more searching through pages and pages of accounts that dont apply...

Please have a look through these FAQ's, and dont forget, if you have any questions at all, contact us and we will get and advisor to answer your query straight away..

In general, if you're 18 years of age or older (the age limit may be higher depending on provider) and are a UK citizen, you have the legal right to apply for a loan with any UK bank or financial institution.

In most cases, loan providers won't consider issuing credit to someone that doesn't have at least one bank account in their own name.

APR is the annual percentage rate (the actual interest rate) you will pay on the balance you carry on a loan. There are many different types of APR's, depending on the provider, the most common are introductory APR's, fixed APR's, and variable APR's.

Loans can come with a lot of small print, which may seem daunting to read thourgh at first. Here is a list of points we think you should look at when selecting a loan : - From when is interest charged, the statement date or the date of term? - Will you be charged if you miss a monthly payment, and if so how much? - What happens if you can't keep up even the minimum payment?

All is not lost. More and more people these days are finding anomalies on their credit file. Please remember that there are a variety of credit repair services that might be able to help you restore your credit rating. However, using our search tool you will be able to see the top 3 loans that can be applied for even if you have a few problems in that area.

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